approved

Well, our mortgage guy proved to me that he's a really nice guy. Besides being patient and explaining everything to me at least twice... besides calling me back really promptly every time, besides just being plain old pleasant to deal with... he submitted our forms for approval on Friday afternoon and then stayed late, on a Friday, so he could give us the results before the weekend.

We've been approved!

I actually was concerned about this because we chose to roll our current equity line up with the new mortgage for one lower payment, but obviously a higher loan than our current one. I felt we were already pushing that income/debt ratio as is, so I wasn't sure they would approve the higher loan.

But, I guess we are good for it, LOL. As I mentioned before, our credit rating is excellent. Plus, we have no other debt. No credit card, no car loan, no student loans... we're just house poor. Really, quite house poor.